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Refunds are also influenced by the amount of tax deductions you are claiming.
Opinion
Money Makeover

Income tax returns are due on Monday. Here are seven ways I minimise my tax

Tax deductibility reduces the cost of something by whatever marginal tax rate you would have otherwise paid on that money. You still incur a cost.

  • by Jessica Irvine
Don’t ask your lender to calculate your fortnightly repayment: they will set it up so you pay the scheduled full amount of interest.
Opinion
Home loans

Switching to fortnightly mortgage repayments can save you $48,000

  • by Nicole Pedersen-McKinnon
A return to higher auction volumes should give a clearer picture on what is happening with house prices in Australia's two largest markets.
Property prices

Worst may be over for property price slide

  • by John Collett
Firmly entrenched lower interest rates are putting the squeeze on savers trying to generate retirement income.
Opinion
Interest rates

How retirees can combat low interest rate term deposits

  • by Noel Whittaker
The ATO will not allow super funds to match individual members with their super without first improving their customer identification checks.
Superannuation

Super funds still frozen out of ATO data-matching

  • by Nina Hendy

Ask an expert

Complex granny flat plan has its drawbacks

George Cochrane

If you build a property in someone else’s name, Centrelink would deem it to be gifting in excess of the limits and would count the gift for five years.

Concession, please! Make sense of personal super contributions

Noel Whittaker
Noel Whittaker

Running your own self-managed super fund requires good knowledge of how super law works.

Bank dividend cuts take big bite out of retirement incomes

George Cochrane

Big-four banks have not made any announcements regarding this year’s dividends but their outlook in a post-coronavirus world remains uncertain.

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Planning & budgeting

Investing

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Borrowing & saving

Don’t ask your lender to calculate your fortnightly repayment: they will set it up so you pay the scheduled full amount of interest.
Opinion
Home loans

Switching to fortnightly mortgage repayments can save you $48,000

  • by Nicole Pedersen-McKinnon
Opinion
Interest rates

How retirees can combat low interest rate term deposits

  • by Noel Whittaker
Consumer rights

FinTech app for pay advances proves popular but comes with a warning

  • by Caitlin Fitzsimmons

Also in Money

Centrelink has a “reasonable test” for granny flats limited to about $276,900.
Opinion
Ask an expert

Complex granny flat plan has its drawbacks

  • by George Cochrane
Superannuation

Super funds still frozen out of ATO data-matching

  • by Nina Hendy
Opinion
Mental health

What your health insurer is doing for mental health during the pandemic

  • by Joel Gibson

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